eInfoPlace

This is a great website for saving money and today? Free cookies!!

Stretching a Buck: Cheryl & Co.: FREE Cookies + $10 Reward Card.

So I found this website that says you can start generating your own electricity for less than $200. Since I live in an apartment, not feasible for me right now. But if anyone wants to try this out and then let us know how it worked for you, please comment!

Here is the link: Power 4 Home.

I know food is expensive and prices have climbed and declined with the cost of gasoline. In this economy, families need all the help they can get. Enter Angel Food Ministries.

Each month, Angel Food Ministries offers low-cost food boxes to anyone – no restrictions, no forms to fill out, no catch.  This page will tell you how it works.

You can find churches in your area that are distribution centers here.

One way to get rid of the wedding day jitters!  This is just too much fun not to share!

YouTube – JK Wedding Entrance Dance.

by Robert Alan

Money back credit cards are a great invention. They are a way for consumers to save money on every purchase that they make by getting a percentage of the purchase back from their credit card company at the end of the billing cycle. Most consumers who have a money back credit card are satisfied with this benefit. But those consumers that are really smart with their money can actually benefit a lot more from the use of their money back credit cards.

Creating a Money Back Savings Account

The way to really get a good chunk of money from your money back credit cards is to create a savings account using the money that you get back from your purchases. Instead of just leaving that money sitting on your card, cash out and put it in a savings account at your local bank. This will allow that money to generate interest which isn’t going to be the case if it’s just sitting on your money back credit card. By putting the money into savings, you actually make that money useful to you.

Match your own Money Back

To really cause your savings to grow, you should challenge yourself to match your money back credit card savings each month. In other words, let’s say that you spent $1000 on a card that gives you 1% back in cash. That equates to ten dollars that you’ve gotten from money back credit cards. You can easily find a way to pull ten dollars out of your paycheck and match that amount by adding it to your savings account. Now, just by spending money on your credit card, you’ve got $20 in savings. As the months go by, that’s going to add up.

Getting the Right Money Back Cards

The key to making this work is to make sure that you select good money back credit cards. There are some money back credit cards which don’t actually give you the cash back but instead apply it to paying off your bill. That won’t benefit you in the same way. There are also cards that advertise a certain percentage back but actually give you a lower percentage if you opt for cash instead of gift cards or other rewards. Make sure that you read the terms carefully so that you get a money back credit card that is actually going to let you cash out your rewards.

Paying off the Card

Of course, none of this is really very good if you’re just racking up credit card debt. In order to really make money off of money back credit cards, it’s important that you pay off your balance in full each month. This lets you avoid paying money in interest rate fees and finance charges. The less money that you spend, the more money you’re saving. By paying off charges as quickly as possible, you also free up the card for more expenses. The more frequently that you use money back credit cards, the more quickly that cash back is going to add up.

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* About Robert Alan

Robert Alan is an editor for www.CreditCardAssist.com and frequently contributing writer on various credit card-related topics. Find more free information, tips and advice from Robert on the money back credit cards page at CreditCardAssist.com.

Tip of the Day: Check Mint.com for more info about rewards credit cards.